Childcare Website Voucher

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CHILDCARE VOUCHERS Parent Information Pack Helping you to save money on your childcare costs CERTAINTY INGENUITY ADVANTAGE Voucher Services TABLE OF CONTENTS SECTION CONTENT PAGE SECTION ONE Introduction and contact information 3 SECTION TWO What are childcare vouchers and how do I use them 4 SECTION THREE How do I register for childcare vouchers 7 SECTION FOUR What happens once I’ve joined 9 SECTION FIVE Where can I use childcare vouchers and how do I use them 10 SECTION SIX Frequently asked questions (FAQs) 12 SECTION SEVEN Useful links 20 SECTION EIGHT Glossary of terms 22 SECTION NINE About us 28 All ﬁgures and HMRC scheme rules quoted in this booklet relate to Basic rate tax-payers joining their employer’s childcare voucher scheme from 6 April 2011, unless speciﬁed otherwise.. 4 HOW MUCH CAN I SAVE The table below shows how much tax and NI you can save each month if you order the maximum amount for your tax band: If you pay Basic rate tax If you pay Higher rate tax If you pay Additional rate tax £243 £124 £110 Tax rate NI rate 20 40 12 2 45 2 Tax savings £48.60 £49.60 £49.50 NI savings £29.16 £2.48 £2.20 Total monthly savings £77.76 £52.08 £51.70 (£933 a year) (£623+ a year) (£623+ a year) Maximum monthly voucher value HOW DO THEY WORK Once you have asked for your childcare vouchers, you will only pay tax and National Insurance on your remaining cash salary.. Can I receive childcare vouchers for the months I have missed in the current tax year How do I pay my carer If you join a voucher scheme part way through a tax year, you can receive the full annual exempt value of vouchers over a reduced period of time if: Please see section ﬁve ‘How do I pay my carer ’ › you haven’t already taken your full entitlement in that tax year Can I use this agreement to receive childcare vouchers for more than one child Yes, as long as you are the parent, legal guardian or have parental responsibility of the children in question.. › in your local phone book under “Local govern

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