Salary Certificate Request
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How do I write a letter asking for a salary certificate for loan purposes?
In most cases, a salary certificate or salary slip can be provided by the employer to the employee, in order to obtain a loan from the bank. A salary certificate is an essential document for working employees to be used for availing financial assistance from banks. When an employee approaches a bank to borrow money, normally the bank firstly inquires about the repayment capacity of the borrower.
The best source bank relies on a Salary certificate, issued by the head of the department the employee works.
A salary certificate is an essential document for working employees to be used for availing financial assistance from the banks. When an employee approaches a bank for a financial loan, such as a housing loan or loan to buy a vehicle, the bank firstly inquires about the repayment capacity of the borrower.
The best source bank relies on a Salary certificate, issued by the top management or the manager of the employee. Such a salary letter must contain the most essential information, such as
- salary paid,
- job title,
- time period,
- what currency.
If it's the gross or net amount, future expectations for the employee, etc related to an employee's salary break-up including the tenure. Generally, a Salary certificate uses for submitting to financial institutions sanctioning loan requests made by salaried employees. It will give a basic assessment of an employee's repayment capacity prior to sanctioning the loan amount.
Example of a direct way of asking for a salary slip for loan purpose:
With due respect, I want to say that I am an employee of your company.
I am there and my salary is around Currency. My daughter has recently passed out of the university and she has successfully secured his admission to Berkley University. Her first tuition installment is Currency.
I cannot afford that much amount of money due to which I need to take a loan from the bank. To take a loan of Currency from the bank, a payslip of Currency is required. I request you kindly issue me a payslip of Currency so that I may take a loan from the bank to successfully carry out the educational expenses of my daughter.
I hope that you will allow me to take the payslip of the prescribed amount in the coming week keeping in view my problem. I shall be thankful to you for this favor.
Check out this sample Salary Slip for Loan Purpose request letter that will help with getting your salary slip as soon as possible. Alternatively, have a look at this Salary Certificate now, which your company can use to provide you a stamped and signed version.
DISCLAIMER
Nothing on this site shall be considered legal advice and no attorney-client relationship is established.
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