Validation of Debt Request Letter



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How do I write a debt validation letter? Do you need a Validation of Debt Request Letter? Download this professional Validation of Debt Request Letter template now! 

This ready-made Validation of Debt Request Letter template is well suited for any kind of situation, where you need to request debt validation from the collection bureau. Using our ready to use and easy to modify Validation of Debt Request Letter.

Sample content:

I am continually being called on the telephone by your firm over an alleged $9000 debt. I'm sure you are aware of the provisions in the Fair Debt Collection Practices Act (FDCPA), and I am requesting validation of this debt. I am requesting. indeed the party you are asking to pay this debt, and there is some contractual obligation that is binding on me to pay this debt. I request that you stop contacting us on the telephone and restrict your contact with us to writing, and only when you can provide adequate validation of this alleged debt. To refresh your memory on what constitutes legal validation, I am giving a list of the required documentation: 
  • Complete payment history, the requirement of which has been established via Spears and 
  • The agreement bears the signature of the alleged debtor wherein he agreed to pay the original creditor. 
  • Letter of sale or assignment from the original creditor to your company. (...

How long does a collection agency have to respond to a debt validation letter? 
In general, you have up to 30 days to respond. This is an important detail since you have just 30 days to respond to a debt validation letter. If you do not dispute the debt at this time, the debt will be assumed valid. That means the debt collector can continue to contact you. It's important to realize that you can send a dispute after 30 days.

We support you by providing this Validation of Debt Request Letter template, which will save you time, cost, and efforts and help you to get fair treatment according to the Fair Debt Collection Practices Act (FDCPA).

Download this request letter to credit bureau after collecting agency fails to validate your debt, after collecting agency fails to validate debt now for your reference.




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Nothing on this site shall be considered legal advice and no attorney-client relationship is established.


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