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Legal Note: The Documents here are provided for your information and that of your
immediate family only. You are not permitted to copy any document provided to you. Each of these
Documents provided are intended as general assistance in simple legal matters only. No document
is intended to be used for any item, transaction, or other matter, where the total value of the item,
transaction or matter is worth more than $ 5,000.00. You are not authorized to use any document
for any transaction which is in excess of $ 5,000.00 in value or is not a simple matter. As a guideline
to the meaning of simple, consider the following: if you can complete the document without any
questions, it is likely a simple matter. However, if you need to ask any questions, you should
consult with your Plan attorney. Do not speculate about completion of the blanks in this matter.
The information provided in the documents, and the instructions provided with each
document are not intended to constitute legal advice. These documents are intended to assist
consumers in protecting themselves in certain simple transactions, without incurring expensive
attorneys fees. If you need legal advice, Plan Attorneys will be happy to provide a free legal
consultation, at no cost, to you as a Plan member. Understand that if you contact a Plan Attorney,
he/she may not advise you as to how to complete your documents. They may only be retained to
prepare documents for you which they deem to be proper in your situation.
Certain documents can be completed with either a pen or a typewriter, unless indicated
otherwise in the specific instructions. You should not make changes or alterations to any documents,
once you have completed the document. You must complete a new document fully, even if you wish to
make any changes, even a small change. If you make any changes to a document, you cannot be sure
that the change conforms to legal requirements. For example, changes to a will, in some circumstances,
may void the entire will, even if you intended to make the changes. Thus, it is a safer practice to make a
new document, if you intend to make any changes.
If there are blanks which are not used or which contain no information, place an X, or a line
through the blank. This ensures that no person can make unauthorized modifications to a document, by
simply completing the blanks, and changing the entire crux of the document.
Certain documents may require a notary. Notaries are certified by each state, and can
only operate in the states in which they are licensed to operate. An invalid notary may invalidate your
document. Notaries serve the purpose of verifying that the signature of the person signing the document,
is in fact, the person claiming to have signed the document. Certain institutions require a notary, even
when state law does not. Be sure to check with the parties with whom you are dealing to see if they will
require a notary. Banks often require notaries.
If you believe that you must record a document, you should consult with a Plan Attorney.
No document provided here is intended for recording, and any such document must be prepared by a Plan
Attorney. We have not included certain documents, despite repeated requests, because these documents
require the skill and expertise of an attorney. These include trusts, deeds, Mortgages, Escrow Agreements
and other documents. Always consult a Plan Attorney before drafting one of these documents on your
own.