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Basic Budgeting Worksheet
____________________________________________________________________________
Total Monthly Income
$______________
- Taxes, Health Ins. & Other Payroll Deductions
$__________
- Savings, 401K, etc.
$__________
= Total Monthly 'Spendable' Income
(Net Monthly Income)
$______________
____________________________________________________________________________
A: Housing Expenses
Monthly Payments
Rent or Mortgage
$__________
Utilities (Gas & Electric)
$__________
Renters/Homeowners Insurance
$__________
Repairs (set $ aside for future expenses)
Phone
Cable & Internet
Water/Sewer/Garbage
$__________
$__________
$__________
$__________
Taxes (set $ aside if paid annually)
$__________
A= Total
A $______________
B: Car Expenses
Car Loan Payment(s)
$__________
Gas/Fuel
$__________
Insurance (set $ aside if paid annually)
$__________
Maintenance & Repairs & Inspection Sticker
$__________
B= Total
B $______________
C: Debts
Creditor #1___________________
Balance_________
$__________
Creditor #2___________________
Balance_________
$__________
Creditor #3___________________
Balance_________
$__________
Creditor #4___________________
Balance_________
$__________
Creditor #5___________________
Balance_________
Creditor #6___________________
Balance_________
$__________
$__________
C= Total
C $_______________
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