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Interest Rate Chart
DEBETCARDS OVERDRAFT
Checking Account - Individuals ………………………………………………………………………………………………………………………………………………
0,10% - 1,85%
Checking Account - Individuals ……………………………………………………………………
12,30% - 12,70%
Checking Account - Companies ………………………………………………………………………………………………………………………………………………
0,10% - 1,90%
Checking Account - Companies ……………………………………………………………………
12,30% - 12,70%
NON INDEXED ACCOUNTS BONDS
Sparnaður Monthly Annually
Non Indexed:
- Deposit 0 - 2,9 Million ISK ………………………………………………………………………………………………………………………………………………
0,24% 0,25%
No premium ………………………………………………………………………………………………………………………………………………
8,65%
K5 - 2,50% Premium ………………………………………………………………………………………………………………………………………………
11,15%
- Deposit 3,0 - 9,9 Million ISK ………………………………………………………………………………………………………………………………………………
2,69% 2,75%
K1 - 0,50% Premium ………………………………………………………………………………………………………………………………………………
9,15%
K6 - 3,00% Premium ………………………………………………………………………………………………………………………………………………
11,65%
- Deposit 10 - 24,9 Million ISK ………………………………………………………………………………………………………………………………………………
3,30% 3,25%
K2 - 1,00% Premium ………………………………………………………………………………………………………………………………………………
9,65%
K7 - 3,70% Premium ………………………………………………………………………………………………………………………………………………
12,35%
- Deposit 25,0 - 49,9 Million ISK ………………………………………………………………………………………………………………………………………………
3,78% 3,65%
K3 - 1,50% Premium ………………………………………………………………………………………………………………………………………………
10,15%
K8 - 4,10% Premium ………………………………………………………………………………………………………………………………………………
12,75%
- Deposit 50 Million ISK and Higher ………………………………………………………………………………………………………………………………………………
3,88% 3,85%
K4 - 2,00% Premium ………………………………………………………………………………………………………………………………………………
10,65%
1 month (Fixed for 1 month) ………………………………………………………………………………………………………………………………………………
2,90% Indexed - Variable Interest Rate:
3 month (Fixed for 3 months) ………………………………………………………………………………………………………………………………………………
4,05%
No premium ………………………………………………………………………………………………………………………………………………
4,90%
K5 - 2,50% Premium ………………………………………………………………………………………………………………………………………………
7,40%
6 month (Fixed for 6 months) ………………………………………………………………………………………………………………………………………………
4,15%
K1 - 0,50% Premium ………………………………………………………………………………………………………………………………………………
5,40%
K6 - 3,00% Premium ………………………………………………………………………………………………………………………………………………
7,90%
12 month (Fixed for 12 months) ………………………………………………………………………………………………………………………………………………
4,20%
K2 - 1,00% Premium ………………………………………………………………………………………………………………………………………………
5,90%
K7 - 3,50% Premium ………………………………………………………………………………………………………………………………………………
8,40%
K3 - 1,50% Premium ………………………………………………………………………………………………………………………………………………
6,40%
K8 - 4,00% Premium ………………………………………………………………………………………………………………………………………………
8,90%
31D (withdrawals with 31 days notice)
K4 - 2,00% Premium ………………………………………………………………………………………………………………………………………………
6,90%
- Deposit a minimum of 10 million ISK ………………………………………………………………………………………………………………………………………………
4,55%
- Deposit a minimum of 50 million ISK ………………………………………………………………………………………………………………………………………………
5,00% Mortgages
Mortgage Indexed with Variable Interest Rate …………………………………………………
4,20%
60+ - Only for 60 years or older ………………………………………………………………………………………………………………………………………………
3,55%
Mortgage Indexed with Variable Interest Rate - Addition …………………………………………………
5,20%
60+ (Montly Interest ) - Only for 60 years or older ………………………………………………………………………………………………………………………………………………
3,47%
Mortgage with Variable Interest Rate …………………………………………………
7,00%
INDEXED ACCOUNTS
Mortgage with Variable Interest Rate - Addition …………………………………………………
8,50%
36 month - Fixed for 36 months ………………………………………………………………………………………………………………………………………………
1,65%
36 month- Fixed for 36 months - Montly Interest ………………………………………………………………………………………………………………………………………………
1,63%
Special Indexation Within Month per Year ………………………………………………………………………………………………………………………………………………
8,52%
60 month- Fixed for 60 months ………………………………………………………………………………………………………………………………………………
1,85%
60+ - Fixed for 36 months ………………………………………………………………………………………………………………………………………………
1,80% CREDITCARDS
60+ - Fixed for 36 months - Monthly Interest ………………………………………………………………………………………………………………………………………………
1,78%
VISA Silver ………………………………………………………………………………………………………………………………………………
12,70%
Framtíð - Fixed until 18 years old ………………………………………………………………………………………………………………………………………………
2,05%
VISA Gold Icelandair ………………………………………………………………………………………………………………………………………………
12,70%
Orlof ………………………………………………………………………………………………………………………………………………
1,20%
VISA Platinum ………………………………………………………………………………………………………………………………………………
12,70%
Special Indexation Within Month per Year ………………………………………………………………………………………………………………………………………………
8,52%
OTHER INTERESTS
CURRENCY ACCOUNTS Available 31D notice Fixed 3m
Penalty Rates, Decided by Central Bank of Iceland ………………………………………………………………………………………………………………………………………………
12,75%
USD US Dollar ………………………………………………………………………………………………………………………………………………
1,00% 1,70% 1,80%
GBP Sterling Pound ………………………………………………………………………………………………………………………………………………
0,50% 0,80% 0,90%
CAD Canadian Dollar ………………………………………………………………………………………………………………………………………………
0,95% 1,10% 1,30%
DKK Danish Krona ………………………………………………………………………………………………………………………………………………
0,05% 0,45% 0,55% Interest rates above are valid from the date of the chart and can be
NOK Norwegian Krona ………………………………………………………………………………………………………………………………………………
0,81% 1,10% 1,17% changed without notice according to decision of the bank
SEK Swedish Krona ………………………………………………………………………………………………………………………………………………
0,10% 0,45% 0,55% Please note that the chart might contain typographical errors
CHF Swiss Frank ………………………………………………………………………………………………………………………………………………
0,05% 0,45% 0,55% Announcement no. 4/2017
JPY Japanese Yen ………………………………………………………………………………………………………………………………………………
0,10% 0,40% 0,55%
EUR Euro ………………………………………………………………………………………………………………………………………………
0,05% 0,70% 0,80%
Loans
Deposits
Valid from:
March 21, 2017