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324 Spring Meadow Lane New York, NY, 10003 (212) 456-1414 peter.smith@gmail.com
Peter Smith
324 Spring Meadow Lane
New York, NY, 10003
(212) 456-1 414
peter.smith@gmail.com
CAREER OBJECTIVE
Loan Officer with 6+ years of experience processing loan agreements averaging in excess of $200,000
seeking Senior Loan Officer position at major financial services organization in the New York Tri-State
Area.
PROFESSIONAL EXPERIENCE
STATE FARM LENDIING, New York, NY
Loan Officer, Jul 2008 – present
• Submit applications to credit analysts for verification and recommendation.
• Analyze applicants' financial status, credit, and property evaluations to determine feasibility of
granting loans.
• Review loan agreements to ensure that they are complete and accurate according to policy.
• Meet with applicants to obtain information for loan applications and to answer questions about
the process.
• Explain to customers the different types of loans and credit options that are available, as well as
the terms of those services.
• Approve loans within specified limits, and refer loan applications outside those limits to
management for approval.
YPFT LENDING, New York, NY
Loan Officer, Jul 2004 – Jan 2008
• Work with clients to identify their financial goals and to find ways of reaching those goals.
• Provide special services such as investment banking for clients with more specialized needs.
• Negotiate payment arrangements with customers who have delinquent loans.
• Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable
accounts for collector action.
• Set credit policies, credit lines, procedures and standards in conjunction with senior managers.
• Analyze potential loan markets and develop referral networks to locate prospects for loans.
EDUCATION
Sable Community College, Sable, NY
Bachelor of Art in Business Administration, March 2002
ADDITIONAL SKILLS
• Financial analysis software — Bankers Systems Rembrandt Lending System, CGI-AMS CACS
Enterprise, CGI-AMS Strata, Click1003 Online Mortgage Application
• Credit underwriting software - Delphi Discovery, Dun and Bradstreet Global DecisionMaker,
Dynamic Loanledger
• Analytical or scientific software — FinEng Solutions software
• Information retrieval or search software — CGI-AMS BureauLink Enterprise
• Content workflow software — Equifax Application Engine; Experian Transact SM
• Accounting software — Bottom Line LoanMaster Loan Servicing, Financial Industry Computer
Systems Loan Accountant
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