SAMPLE DENIAL COMMERCIAL ONLY LETTER
Date
[Contact Name]
[Business Applicant’s Name]
[Applicant’s Address]
[City, State, Zip]
Dear [Contact Name]:
Thank you for your recent business application for credit privileges with our company.
We appreciate your interest in doing business with our company. Regretfully, we are
unable to approve your application at this time. If you have additional information which
may assist us to reconsider this decision, please provide it within ten (10) days from the
date of this letter.
The denial of your business credit application was based in whole or part upon the
following reason(s):
___ Information from commercial credit bureau
___ Insufficient credit history or length of time in business
___ Insufficient credit references
___ Unable to verify credit references
___ Delinquent past or present credit obligations
___ Our previous credit experience with your business
___ Record of account(s) placed with a collection agency
___ Record of tax or other liens
___ Bankruptcy
___ Items of public record
___ Other: _____________________________________________________
In evaluating your business credit application, NO consumer reporting agency provided
us with information that in whole or part influenced our decision.
Until we receive additional information or your companies’ business credit application is
subsequently approved, we will gladly service your needs on a C.O.D. or cash basis.
Sincerely,
[Name]
[Title]
Any forms, templates or sample documents (collectively “Information”) made available
by Business Credit Reports, Inc., (“BCR”) through this website are solely intended to
provide its customers with helpful credit tools to manage your business. Users of the