HTML Preview Home Loan Offer Letter page number 1.
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INGD DM393
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11/15
ING DIRECT a division of ING Bank (Australia) Limited
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ABN 24 000 893 292
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AFSL and Australian Credit Licence 229823
Introducer code Home loan specialist name
Telephone number Fax number
Email Application date Estimated settlement date
/ / / /
(DD/MM/YY) (DD/MM/YY)
All applications
Verifying Your Identity Form (completed for each Applicant/
Guarantor/Director)
Any applicable up-front fee (e.g. valuation, fixed rate lock in).
Additional fees section is to be completed.
Rates Notice for all properties owned
Fixed Rate Lock-in form (if applicable)
Company and Trust Appendix (if applicable)
PAYG applications
Payslip less than 1 month old (if payslip does not contain ABN,
evidence of salary crediting must be provided), PLUS
Latest Group Certificate or Taxation Return for all applicants who
have
been in their current job for 12 months or more. (Last 2 years Group
Certificate or Tax Returns required if less than 12 months in current job)
Self-employed applications
Last two years’ worth of full business/company Taxation Returns and
financials, PLUS
Last two years’ worth of full personal Taxation Returns
Trusts
Trust Deed, PLUS
Last two years full Taxation Returns of the Trustee
Company and Trust Appendix
New purchase applications
Front page of the Contract of Sale/Contract Note (must show
purchase price, finance date and settlement date)
Evidence of funds to complete the purchase of the property
ING DIRECT Statutory Declaration stating that funds being gifted
are non-refundable including a statement confirming the funds are
available. If funds are to be repayed, details must be provided (if
applicable)
Last 3 months’ worth of bank statements confirming genuine
savings (loans involving Lenders Mortgage Insurance) (if applicable)
Completed application for First Home Owners Grant (if applicable).
Refer to our website for instructions applicable to each state
Refinance applications
Last 6 months’ worth of statements for loans being refinanced
Last month’s statement for credit/store cards being refinanced
Investment property applications
Letter/statement from Real Estate Agent confirming proposed/
existing rental income or lease agreement
Description of property e.g. warehouse, oce, factory, studio
apartment (if not residential house/unit)
Loan application
- Direct
Step 1: Checklist
Step 2: Home loan specialist details
Important note
• Complete additional application forms where dierent borrowers and/or guarantors with dierent security properties are required.
• Forms and calculators mentioned in this checklist can be located on our website.
• Printouts of online transaction histories are not acceptable unless accompanied with an original bank statement.
Please attach the following documents and information relating to your loan requirements and employment status.