Household Budgeting Worksheet
Photocopy this sheet before using it
Make sure that you include all take-home income and expenses as accurately as possible. The information you provide
will be used to compute your household budgeting plan. Try not to inate the numbers, but do not underestimate either.
If a monthly expense is automatically deducted from your take-home income, do not enter it below.
Salary/Wages
Salary/Wages (Spouse)
Social Security
Military Pay
Pension Plan/Retirement
Interest Income
Alimony/Child Support
Real Estate (Rent)
Dividends (Investments)
Unemployment/Food Stamps
Royalties/Other Income
Total Income
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
Monthly Take-Home Income
Rent (Apartment, etc)
1st Mortgage/Taxes/Insurance
2nd Mortgage/Taxes/Insurance
Trailer Park Space Rent
Student Loans
Auto Loans/Leases
Recreation Toys (Watercraft, etc.)
Past-Due Taxes
Other Secured Debts
Other Secured Loans
Total Secured Debt
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
Monthly Secured Debts
Credit Card
Credit Card
Credit Card
Credit Card
Credit Card
Credit Card
Personal Loan
Personal Loan
Medical/Dental Bills
Other Unsecured Loans
Total Unsecured Debt
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
Monthly Unsecured Debts
Total Take-Home Income
Total Living Expense Payments
Total Secured Debt Payments
Total Unsecured Debt Payments
Your Disposable Income or Decit
$__________
(minus)
$__________
$__________
$__________
(equals)
$__________
Summary of Budget
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
$__________
Food (Home, Work, School)
Household Items
Clothing
Laundry/Dry Cleaning
Telephone (Home, Cell, Pager)
Internet Service
Cable TV/Satellite
Electric
Gas/Oil
Water/In-Home Service
Trash Service
Auto Gas/Maintenence
Auto Insurance
Health & Dental Insurance
Life & Disability Insurance
Homeowners/Renters Insurance
Education (Tuition, Supplies)
Personal Care (Hair, Nails, etc)
Medical Care (Prescriptions, etc.)
Child Care (Nanny, Day Care)
Children Activities (Sports, etc.)
Alimony/Child Support
Gardener/Pool/Alarm Service
Entertainment
Homeowner Dues
Subscriptions
Health Club Membership
Contributions/Donations/Gifts
Other Expenses (Misc.)
Total Expenses
Monthly Living Expenses
130 Rumford Ave, Suite 202, Auburndale, MA 02466-1371
Toll Free: 1-800-769-3571 ~ Fax: 617-244-1116
ConsumerCredit.com
Note: If you have a decit, you should seek the help of a credit
counseling agency to help you reduce expenses as well as create
a workable budget for you and your family.