HTML Preview Printable Barrower Certificate Of Achievement page number 1.

Certificate #: 725XJXT

Issued Date: 04/29/2013

CERTIFICATE OF ACHIEVEMENT

This certifies that

Sample Borrower

has successfully completed MGIC's

Homebuyer Education Program

Participant receiving this certificate has demonstrated a satisfactory knowledge

of the homebuying process, including:

requirements for programs being offered by:

Sample Lender

If I fail to make any mortgage payment as agreed, I understand that the servicer of my mortgage loan may refer me to a third-

party counseling organization that will advise me about finding ways to meet my mortgage obligation. I hereby authorize the

servicer to release information related to the servicer's own experience with me to such third-party counseling organization and

request that the counseling party contact me.

I further hereby authorize the third-party counseling organization to make a recommendation about appropriate action to take

with regard to my mortgage loan, which recommendation may assist the servicer in determining whether to restructure my loan

or to offer other extraordinary services that could preserve my long-term homeownership.