HTML Preview Business Personal Property Inventory List page number 1.
Personal Property
Home Inventory
If your home was damaged by a fire or a burglar made off with your valuables would you be able to give
your insurance company a complete list of all the items that were damaged or destroyed? Having an
up-to-date personal property home inventory will help.
Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded
as personal property. Like many people, you may own much more than you realize. Too many people find
out after a loss that they should have increased their coverage amounts or purchased replacement cost
coverage.
Remember: Your homeowner’s insurance policy covers valuable items such as jewelry, furs, art
and antiques, only up to set dollar amounts. If the cost of replacing them exceeds these limits,
you may want to purchase Scheduled Personal Property Coverage.
Home inventory tips
List every item of value in your house.
Include the serial numbers of all items that have them.
Keep all receipts along with a description of the items.
Keep a detailed record of antiques, jewelry, major appliances and collector’s items.
Continuously update your Home Inventory as you acquire new items.
Taking the time to record your personal property in this inventory guide will save you time, money and
frustration should a property loss occur. You may want to include a video or photographs of your
inventory.
Keep a copy of your Personal Property Home Inventory file in a safe deposit box, a fireproof container, or
give copies to a trusted family member who doesn’t live in your home.
STATE OF WISCONSIN
OFFICE OF THE COMMISSIONER OF INSURANCE PI-224 (R 02/2015)