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Page 2 of 3 HUD-1 (SAMPLE.PDF.PFD/SAMPLE.PDF/3) Comparison of Good Faith Estimate (GFE) and HUD-1 Charges Charges That Cannot Increase Good Faith Estimate HUD-1 HUD-1 Line Number Our origination charge 801 1,000.00 1,000.00 Your adjusted origination charges 803 1,000.00 1,000.00 Transfer taxes 1203 833.33 833.33 Charges That in Total Cannot Increase More than 10 Government recording charges Appraisal fee Credit report Title services and lender s title insurance Owner s title insurance to Fidelity National Title Insurance Company 1201 804 805 1101 1103 Good Faith Estimate 99.00 350.00 55.00 785.00 600.00 1,889.00 Total Increase between GFE and HUD-1 Charges Charges That Can Change HUD-1 99.00 400.00 45.00 893.00 585.00 2,022.00 133.00 or Good Faith Estimate 7.04 HUD-1 Initial deposit for your escrow account 1001 1,322.14 1,322.14 Homeowner s insurance 903 1,750.00 1,750.00 Survey 1302 550.00 500.00 Loan Terms Your initial loan amount is 100,000.00 Your loan term is 30.00 years Your initial interest rate is 4.5000 Your initial monthly amount owed for principal, interest and any mortgage insurance is 506.69 includes X Principal X Interest Mortgage Insurance Can your interest rate rise X No Yes, it can rise to a maximum of ..