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A form is a document with fields in which to write or select options, for a series of documents with similar contents. Forms usually have the printed parts in common, except, possibly, for an identification number. After recipients complete the form, there may be a statement, a request, an order, etc.; a check may be a form. Also, there are forms for taxes; filling one in is a duty to have determined how much tax one owes, and/or the form is a request for a refund.

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For all of its faults, it gives most hardworking people a chance to improve themselves economically, even as the deck is stacked in favor of the privileged few. Here are the choices most of us face in such a system: Get bitter or get busy. | Bill O’ Reilly