Contante betalingsproces stroomschema
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TMI170 ING info plat 3:Info plat.qxt 01/12/2008 09:46 Page 1 Section Three: Purchase-to-Pay Processes Gregory Cronie, Head Sales, Payments and Cash Management, ING M aking payments efficiently, cost-effectively and securely is pivotal to every well-managed finance function.. This can be an involved process internally, particularly in the case of multiple payment origination systems, large numbers of “one off” supplier payments when supplier bank account instructions need to be set up and approved, if there are frequent changes to payments or if a variety of Fig 6: Purchase-to-pay processes Managing payments is a strategic element of working capital to take advantage of early payment discounts, manage FX risk created by foreign currency payment obligations and time payments with cash inflows to avoid liquidity issues.. A variety of challenges can be satisfied by addressing four main areas to achieve greater consistency: l Consistent security l Payments centralisation l Consistent processes l l Multiple payments origination systems Payments system to manage routing, approvals and file formats l Multiple payment types l Cash management centralisation/ bank rationalisation l Banking interfaces and formats l Single approach to bank connectivity TMI ING Guide to Financial Supply Chain Optimisation n TMI170 ING info plat 3:Info plat.qxt 01/12/2008 09:46 Page 3 the need to standardise the way in which data is communicated to avoid the need to set up different formats for interfacing data between various counterparties..
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