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The Bank has fully disclosed and issued to me: Its Order Execution Policy for Financial Instruments, Its Client Classification Policy in Provision of Investment Services, Its List of Order Execution Venues in directly or indirectly regulated markets, Its Policy for Prevention of Conflicts of Interest in Provision of Investment Services and Associated Investment Services, Its Description of Financial Instruments and Investment Services, including information on: − The Bank as an investment services provider, − The types of financial instruments and their nature, − Risks associated with investments in certain financial instruments, − Charges for brokerage services and related expenses, − Safe deposit of the Client s financial instruments and cash assets, Information related to investment services and the related financial risks, including full or partial capital loss risk, which can be caused by the following: − Unfavourable financial instrument market situation − Fluctuations of financial instrument prices − Activities (inaction) or insolvency of agents, issuers, third parties and the Bank participating in financial instrument deals − Blocking or nationalisation of assets in foreign countries − Incomplete market information − Force Majeure circumstances − Errors or fraud by financial instrument deal agents or other market participants − Absence of liquidity in certain markets..