Mortgage Settlement Statement
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Page 2 of 3 HUD-1 (CS1413840.PFD/CS1413840/14) Comparison of Good Faith Estimate (GFE) and HUD-1 Charges Charges That Cannot Increase Good Faith Estimate HUD-1 HUD-1 Line Number Our origination charge 801 545.00 545.00 Your adjusted origination charges 803 545.00 545.00 Transfer taxes 1203 745.00 692.70 Charges That in Total Cannot Increase More than 10 Government recording charges Appraisal fee Credit report Flood certification Title services and lender s title insurance Owner s title insurance to Mississippi Valley Title Insurance Company 1201 804 805 807 1101 1103 Good Faith Estimate 150.00 425.00 40.00 19.00 1,500.00 200.00 2,334.00 Total Increase between GFE and HUD-1 Charges Charges That Can Change 1001 Daily interest charges 901 Homeowner s insurance 903 1,274.32 124.00 400.00 40.00 19.00 1,396.00 184.20 2,163.20 -170.80 or Good Faith Estimate Initial deposit for your escrow account HUD-1 16.980800/day -7.32 HUD-1 1,003.69 375.26 288.67 990.00 1,100.00 Loan Terms Your initial loan amount is 120,000.00 Your loan term is 30.00 years Your initial interest rate is 4.0000 Your initial monthly amount owed for principal, interest and any mortgage insurance is 572.90 includes X Principal X Interest Mortgage Insurance Can your interest rate rise X No Yes, it can rise to a maximum of ..
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