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How to create a budget?

For many users, having a budget template in Excel or Google sheets is a more accessible, affordable, and familiar option. Plus, you can easily customize the template to meet your exact budget requirements. Whether you need to budget for your new startup, control annual departmental expenses, or save money for your first car, there is a template for everyone.

While there are several budgeting apps online, nothing beats an old-fashioned Excel budget template. The great thing about creating an Excel budget spreadsheet template in Microsoft is that it's easy to access and download online. They are also customizable, so you can customize cells and panels to suit your needs and preferences.

Excel is a versatile and valuable budgeting tool that has definitely stood the test of time. But as with most things, no money management tool is right for everyone. You need specific templates for specific budget tasks.