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How do you call the Japanese personal budgeting method? Where to get personal budget Kakeibo templates?

A personal budget template is a table that contains information about the costs and revenues of a certain household or individual. The famous Japanese method is called: Kakeibo. The Kakeibo Journal (Pronounced ‘kah-keh-boh’) is a traditional Japanese method for your finances to help you keep track of your spending and saving goals to keep you motivated in your mission. Kakeibo was first popularised by Motoko Hani, Japan’s first female journalist, back in 1904. Kakeibo: The Japanese Art Of Saving Money is the first of its kind to be published in the English language, and a popular way to save money.

How to use Kakeibo to save money?

The premise is simple: at the beginning of the month you think mindfully about how much money you would like to save, and what you need to do to achieve that goal, and keep track during the month.

It's often an easily customizable worksheet where you can enter budget information that fits your personal financial needs. This is a very useful tool to organize your finances and track your spending to avoid budget deficits.

These Japanese Kakeibo budget templates are an easy way to calculate your finances to see if your spending is on track. However, instead of creating a full budget yourself, a budget template gives you an overview, you just fill in the blanks with your budget specifications.