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SAMPLE HARDSHIP LETTER (Date) (Lender Name) (Lender Address) (Lender s fax number) RE: Hardship Letter - Short Sale for (your address) Dear Creditor: Since last (month) I am experiencing financial difficulties due to (layoff, medical problem).. If you have any questions, or need anything further from me, you can contact me at (your phone with area code.) I am enclosing my (bank statements, late notices on your car, last year s tax returns, last 6 months of Profit and Loss statement (if self employed), last 2 pay stubs for all working borrowers (including L I and unemployment benefit.) Authorization to disclose personal information and anything else you can find that will show full proof of the hardship) I, (your name), state that the information provided above is true and correct to the best of my knowledge..