Home Budgeting Worksheet
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Your Expenses Expense Category Housing Expense Item Rent/Mortgage/Taxes Maintenance/Condo fee Lawn/Garden House Cleaning Utilities Electric Gas/Oil Water/Sewer Garbage Phone Internet Food Groceries (average) Restaurants Snacks (coffee, etc.) Entertaining (food/beverages, etc.) Transportation Car payment/Lease Gas Car Insurance Subway/Bus/Parking Medical Health Insurance Regular Prescriptions Out-of-Pocket Fitness Programs Appearance Clothing Dry Cleaning Hair Care Miscellaneous Other Column A Fixed Expenses Column B Flexible Expenses Your Expenses, continued Expense Category Expense Item Column A Fixed Expenses Column B Flexible Expenses Childcare Entertainment Movies Newspapers/Books Cable TV Sports (Golf, etc.) Theatre, Concerts Travel Savings Retirement Contributions Other Savings Reserve Fund Contributions Creditors Credit Cards Other Other Business Expenses Alimony Other TOTAL Now that you have recorded your income and expenses, it’s time to combine them to find your monthly savings or shortfall..
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