Personal Budget Excel Template
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Download Personal Budget Excel Template
微软电子表格 (.xlsx)- 本文档已通过专业认证
- 100％可定制
- 这是一个数字下载 (26.05 kB)
- 语： English
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How to make a personal budget in Excel? Do you need a personal budget template in Excel? If so, I have the perfect one for you. It's easy to use and helps you keep track of your income and expenses. Just download it and get started! Download this sample personal budget template now and take control of your finances!
A personal budget is a financial plan that outlines an individual's or a household's expected income and expenses over a specific period, typically on a monthly or yearly basis. The primary purpose of creating a personal budget is to manage money effectively, allocate resources wisely, and achieve financial goals. A well-constructed budget provides a clear picture of where income is being earned and how it is being spent.
When managing personal finances it's essential to make correct estimates. Accurately keeping track of financial data is not only critical for running day-to-day activities. Follow the following steps:
- Choose Your Budget
- Bring all income and expenditures to the Table.
- Find Out Where the Money Goes.
- Set Up a digital Spreadsheet, like this one.
- Control Discretionary Spending.
- Pay Off All Debts.
- My Monthly Budget.
- Income
- Amount
- Date Expected
- Pay period
- Extra income
- Total Monthly Income
- Total Monthly Expenses
- Total Paid This Month
- Total Outstanding
- Housing Expenses
- Amount
- Due Date
- Payment Amount
- Date Paid
- Mortgage or rent
- Second mortgage or rent
- Phone
- Electricity
- Water and sewer
- Cable
- Waste removal
- Other
- Total Housing Expenses
- Other Bills
- Amount
- Due Date
- Payment Amount
- Date Paid
- Truck Payment,
- Car Payment
- Insurance
- Credit Card
- Target Card
- Sprint Bill
- Student Loans
- Student Loans
- Total Monthly Bills
- Food / Entertainment
- Budgeted Amount
- Actual Amount
- Notes
- Groceries
- Dining out
- Other,
- Dry Cleaning
- Total Others, etc.
It's important to be accurate and have every detail double-checked. Our basic or advanced finance document templates are intuitive and available in several kinds of formats (such as PDF, WORD, PPT, XLS. The Excel spreadsheets include the necessary formulas as well. Therefore, we recommend you download this simple Budget Template now.
Looking for more? Our collection of financial documents, templates, forms, and spreadsheets includes templates designed specifically for small business owners, private individuals, or Finance Staff. Find financial projections to calculate your startup expenses, payroll costs, sales forecast, cash flow, income statement, balance sheet, break-even analysis, financial ratios, cost of goods sold, amortization, and depreciation for your company. These financial templates also work with OpenOffice and Google Spreadsheets, so if you are operating your business on a very tight budget, hopefully, you'll be able to make these financial templates work for you as well.
Using this Personal Budget Template guarantees that you will save time, cost, and effort and enables you to reach the next level of success in your project, education, work, and business. Download it now!
DISCLAIMER
Nothing on this site shall be considered legal advice and no attorney-client relationship is established.
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